Smart Ideas: Repairs Revisited

How to Fix a Broken Windshield

It is a fact that windshields actually account for the number one claim that people have with their insurance company. The percentage of windshield claims are actually about thirty percent.

When you use a car every day the chances of your encountering a broken windshield is high and this may be part of your experience already. You might see that there is a small chip and you need to have that fixed immediately because that can cause a bigger problem if not fixed right away.

You do not need to experience panic over a broken windshield of course. If you want a step by step guide on how to have it fixed then you just need to read further on to find that information.

The first thing that you need to do is phone your insurance company. You can only notify them about your windshield when you phone them. Not only do you notify them but it would be good if you also take pictures of your windshield too so that you can show them in concrete detail the damage to it. If rocks are the cause of the chip in your windshield then this can be called no-fault in your coverage. This means that you will have no deduction in your insurance rate.

You also need to check your insurance policy if you have comprehensive coverage so that you can see if the windshield is part of it.

The next thing that you need to undertake is to file a claim from your auto insurance company. When you have all the necessary information and the pictures of the damaged windshield then you need to file your claim. Auto glass claim is the name given to this kind of claim. The method by which you file will be dependent on the channels that are available to your insurance company. Two of the ways by which you can file an auto glass claim is through talking over the phone or going to the claims section part of their website.

Next is you have to keep in mind that there are some scams involved in the repairing of the windshield. There are people who lost money in these scams when they went to have their windshield repaired. In order to avoid such scams what you can do is to avoid talking to people who tell you about rebates on your repair. You can also inquire from the insurance company about their affiliated repair shops.

Next step is to have the windshield fixed. You can choose a repair shop from the list of repair shops of the auto insurance company or you can find your own repair shop where you can have it repaired.

After it is repaired then you file for reimbursement. You need to present a receipt if you chose your own repair shop.